Category Archives: Cars and Motoring

Niki Lauda 1949 ~ 2019

To Hell with safety, all I want to do is race.  ~  James Hunt

Niki Lauda and James Hunt

Motor Racing is inherently dangerous.  Since 1952, 53 drivers have died as a result of incidents while driving Formula 1 cars.  Many more famous drivers have been killed driving at Le Mans and in Formula 3 cars.

The Legendary Austrian driver Niki Lauda has just died aged 70, after a period of ill health.  Lauda had a terrible crash at the Nurburgring in a Ferrari in 1976, where his car burst into flames.  Lauda’s helmet was dislodged in the crash, and he suffered horrific burns to his head.  Although he came back to motor racing his health was never the same after the accident, and he eventually had both kidney transplants and a lung transplant.

Lauda was Formula 1 World Champion in 1975, 1977, and 1984.

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jack collier

jackcollier7@talktalk.net

 

there is a great movie; Rush

about the rivalry between

Niki Lauda and James hunt

 

Scenes on Sunday ~ Beaches

The sea rewards those men who have love in their heart.

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jack collier

jackcollier7@talktalk.net

Marmaduke likes the beach too

Monochrome Monday ~ Roads

Some men see the world in terms of black and white ~ I’m one of them.

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jack collier

jackcollier7@talktalk.net

what a cool place name

Live Within Your Means

To achieve your goals and dreams you are going to need money.

Back in the day I worked in banking and finance, and I saw first-hand just how much of a mess most people could make of their finances ~ usually due to buying things they couldn’t really afford.  The three main culprits when it came to unaffordable and expensive purchases were; cars, clothes / shoes, and vacations ~ none of which are essential.  (There’s a caveat, in that you may actually need a car and you do need clothes and shoes, but you can buy the cheapest used stuff you can find, rather than flashy and expensive.)

You do not need to be a millionaire, or act like a millionaire, to be successful or feel successful.  Financial wealth is only one indicator of success.  However, you’re going to need money just to live day-to-day, and no successful person has ever ignored their finances.  Conversely, all successful people know how to manage their money and plan their finances.  And rule #1 is Borrowing is Bad, especially if you borrow money you can’t easily pay off.

Financial planning begins with these 4 questions;

  1. How much money do you take home each month?
  2. What are your regular bills; mortgage, utilities, taxes, loan repayments?
  3. How much do you spend each month in the various stores you use; clothes, groceries, gas, booze, cigarettes, etc?
  4. What assets and debts do you have?

If you are in the fortunate position of making more money than you regularly spend, then you should also be able to work out how much you are saving each month.

You need to write all this down, either just pen and paper, or on a spreadsheet.

If you are regularly spending more than you earn, then you are heading for deep shit.

If you are regularly spending more than you earn, then you need to totally cut out some of your expenditure.  Stop buying booze, cigarettes, chocolate, and anything else you may be addicted to; gambling, porn, sex, drugs…..  Always buy the cheapest gas, buy less expensive groceries, stop eating out, stop using the deli to buy your lunchtime sandwiches and make them at home instead…..

Borrowing is Bad.  Some borrowing is worse.  PAY OFF YOUR CREDIT CARDS.  Credit card debt is ruinously expensive.  In this day and age if your paying more than 10% as an annual interest rate on a loan, then stop eating until that debt is paid off.

Some say that they can make money playing online poker.  And, that its good to go to the pub most nights a week.  All I know is that some people end up on the street.

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jack collier

jackcollier7@talktalk.net

 

life on the street is no fun

Scenes on Sunday ~ Utah Skies

In the sky’s vast infinity one’s soul is manifest loneliness.

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jack collier

jackcollier7@talktalk.net

 

pictures taken by

The Girl Riding Shotgun

Monochrome Monday ~ Landscapes

There is something classy about a monochrome picture.

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jack collier

jackcollier7@tatalk.net

Tunes on Tuesday ~ The Great Escape

The past is for learning from and letting go.  You can’t revisit it.  It vanishes.  ~  Adele Parks

Englishmen pf a certain age all have a similar list of their 5 favourite films, and in particular the theme tunes that go with them.  This is in my top five.

Many times I’ve wanted to get on a 500cc Triumph and just escape.

All really great motorcycles are British Iron.

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jack collier

jackcollier7@talktalk.net

Steve McQueen always rode a Triumph

Wilderness Remembered

The Earth has music, for those who listen.  ~  Shakespeare

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haunting music of the wind

drifts over the wilderness

the only roof, the stars

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jack collier

jackcollier7@talktalknet

 

the desert is bleak and beautiful

a fine place for outdoors living

not as comfortable as a patio

wilderness imagination

The clearest way into the Universe is through the wilderness mountains.

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leave the city of your comfort

travel into the wilderness of intuition

walk upon the hot virgin dirt

and let free your deepest imagination

no more pain degradation hurt

and your soul is one with all creation

deep in the lonely barren desert

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jack collier

jackcollier7@talktalk.net

go, boldly go

toward the mountains of the moon

Scenes on Sunday ~ Zion Canyon

Where history deepens one’s appreciation of the canyon’s beauty.

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jack collier

jackcollier7@talktalk.net

 

You could walk out of Zion Canyon

but I wouldn’t like to try it.

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