Stop Wasting Your Money

inflation is taxation by another name

your government is lying to you

Just in case you hadn’t noticed the price of everything is going up, starting with how much it costs to fill your car’s petrol tank.  Here in England petrol costs about £6.00 a gallon, while in the USA it’s around $4.00 for a smaller gallon.  Don’t expect the cost of petrol / gasoline to get cheaper, ever.

The inexorable increase in the price of everything is called inflation, and it’s currently standing at 3.3% per year in the UK and maybe 2.25% in the USA.  The snag is that wages and salaries are not increasing in line with inflation, so we all need to make the most of our money.

  • Don’t use your car for a short journey, walk instead.
  • Cancel your gym membership, you probably don’t use it, and you don’t need it, especially if you walk more.
  • Cancel your subscription TV channels, you don’t need them.
  • Stop buying things you don’t need, never go shopping without a proper list, and stop making impulse purchases.
  • Pay off your credit cards, even if it means using your savings and part of your pension fund.
  • If you can, pay off any other borrowing you have.
  • Stop borrowing money, no matter how easy it seems, paying it back, plus interest, is damned expensive.
  • Don’t cool your home so much, turn up the thermostat on your AC.
  • Don’t heat your home so much, turn down the thermostat on your heating.
  • Stop hanging about in bars drinking and looking for casual sex.
  • Eat out much less, stop buying takeouts, learn to cook instead.
  • Start growing your own produce, gardening is healthier exercise than going to the gym.
  • Sell things that you never wear, use, need, and probably don’t like any more.

Or do as I do and lead a minimalist life instead of a life of conspicuous consumption.

~

jack collier

jackcollier7@talktalk.net

 

some of us have to count every penny

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